What encompasses both natural and man-made resources, such as fertile soil and money?

The correct answer is that material resources encompass both natural and man-made resources, such as fertile soil and money. Material resources are the physical objects, substances, or assets that can be used to produce goods and services. They include natural resources, like land, water, and minerals, as well as man-made resources, such as buildings, machinery, and financial assets.

In this context, fertile soil is a natural resource essential for agriculture and food production, while money serves as a man-made resource that facilitates economic transactions and investment. By grouping both types of resources under the category of material resources, it highlights their tangible nature and their direct role in the production process.

Tangible resources, while closely related, specifically refer to resources that have a physical presence, and while this could apply to both fertile soil and money, the term "material resources" is broader and includes the full spectrum of assets used in production. Intangible resources and human resources focus more on non-physical assets, such as skills, knowledge, and expertise, contributing to overall output but not fitting the description provided in the question.